Car Accidents In North Miami
When you have the misfortune of being involved in a car accident, it can be a traumatizing event for all of those involved. What’s worse is that an accident can have negative long-term effects on your life, including physical and mental anguish. If you or a loved one have been injured in a car crash, you may be eligible for financial compensation. Luckily an experienced North Miami car accident lawyer can help you navigate the legal obstacles during such a stressful time in your life.
Even if your injuries are minimal or completely absent, the mental suffering alone that comes after a car crash can require significant psychological treatment. Not to mention, along with the mental trauma comes the stress of dealing with pesky insurance companies whose only goal is to minimize their liability. Your only focus after a serious car or truck accident should be your recovery process. At Florida Legal, we understand that you want to get back to your life. We have the experience and reputation to handle the court process, help you work with insurance companies, and formulate an air-tight legal strategy to ensure that you get the compensation owed to you.
What To Do After A Car Accident In Miami
According to the Insurance Information Institute (III), there are approximately 123,000 head-on collisions per year in the U.S., which is only 2.0% of all U.S. crashes. However, these car accidents account for 10.1% of U.S. fatal crashes. No one asks to be involved in a car accident, but unfortunately, most of us have found ourselves in this type of situation. But, when you do sustain serious injuries from a car crash caused by someone else’s negligence, it’s crucial to take prompt action at the scene of the accident and then speak with a North Miami Beach car accident lawyer.
If possible, it’s very important to call the police, exchange insurance information, and reach out to your insurance company. After you’ve done this it’s recommended that you seek immediate medical attention as soon as possible following the car accident. Even if you don’t think that you were seriously injured in the accident, it’s still recommended to confirm with a medical professional. Injuries may not be recognizable directly after an accident, especially with adrenaline coursing through your body. A good example of an unknown injury is soft tissue damage. This type of injury often does not manifest until long after the accident.
Once you have finished all of your medical treatments and physical therapy following an accident, an experienced North Miami auto accident lawyer can gather all of your medical bills and records and submit them to the at-fault driver’s insurance company, along with a settlement demand. Your Miami car crash attorney can then negotiate with the insurance company on your behalf and file a timely personal claim or lawsuit, if necessary. Florida Legal specializes in doing all of this for you while you worry about what matters most, recovering.
Personal Injury Protection (PIP) Claims in Miami, FL
What is PIP? PIP stands for Personal injury protection which is insurance coverage that provides for your medical expenses and living costs after a car crash, regardless of who caused the accident. Personal injury protection claims help cover almost all major recovery needs following an accident. Some of these recovery needs include medical costs, lost wages, and funeral expenses. However, in order to successfully file a PIP claim, you must report your injuries within two weeks of your accident. Any treatment you get after that two-week period will not be covered by PIP insurance. You will be reimbursed up to $2,500 for your medical care. PIP covers up to $10,000 if you have an emergency medical condition, however, you must have a qualified medical professional to verify if you have an EMC. All of this may come as a surprise as it’s not common knowledge for most motorists, that’s why working with a proven North Miami car accident lawyer is so important following an auto accident. Florida Legal will be able to explain the PIP process as well as any other legal obstacles you are facing after an accident.
Common Causes of Car Accidents In Miami
Most car accidents are caused by one of the drivers acting carelessly on the road. Anytime a motorist is careless on the road, that driver is driving negligently and putting other motorists on the road in danger. Negligence can be true in many different ways, but some of the more common reasons for car accidents include:
- Texting while driving
- Aggressive driving
- Ignoring rules of the road
- Failing to adhere to traffic signs
- Driving under the influence of drugs or alcohol
- Mechanical failure
- And more
If a Miami driver acts negligently and causes a car accident as a result, that negligent driver may be held accountable for monetary damages to property and injuries caused to another motorist. If negligence is proven, these damages would be paid to the victim who was seriously injured in the crash and would go to cover other expenses like medical bills, damage to property, and mental pain and suffering. But proving negligence is often difficult in car accident cases and without an experienced North Miami car accident attorney, your chances of success may not be as high.
Common Injuries From Car Accidents
Injuries suffered in a serious car accident can change your life forever. Severe and disabling injuries can not only impact the injured victim but also family members as well. Believe it or not, even relatively minor injuries that require medical care can lead to lost time at work and hurt a family and their ability to provide. Some of the more common injuries suffered from auto accidents include the following:
- Back injuries
- Whiplash and neck injuries
- Bone and joint injuries
- Traumatic brain injuries
- Knee damage
- Loss of limbs
- Spinal injuries
- Head injuries
- Mental distress
- Wrongful death
How To Prove Your Car Accident Case?
Car accident cases are often complex and can be difficult to prove, depending on the facts, circumstances, and skill of the North Miami Beach car accident lawyer. As it relates to car accidents and insurance, Florida is one of the no-fault states, and motorists must carry a minimum of $10,000 in personal injury protection (PIP) coverage as mentioned above. You may be wondering, what does all of this mean and why is it important? This means that when a car accident takes place, an injured victim must first turn to his or her own insurance company to pay the costs of medical care and lost wages.
However, Florida has recently enacted exceptions to the no-fault law that allows an injured victim to file a personal injury claim or lawsuit directly to the at-fault driver’s insurer. An example of this is if the victim suffered a serious neck injury due to the accident, then they may bring a claim for medical bills and lost wages, and pain and suffering.
Contact A North Miami Car Accident Lawyer Today
If you or a loved one have been involved in a car accident, it’s critical to protect your legal rights as soon as possible. Evidence important to showing who was at fault may be lost if immediate action is not taken, as photographs can disappear and memories can fade over time. Furthermore, statements made to the other driver or insurance companies can limit the recovery you might otherwise receive without proper guidance from a legal professional. If you or a loved one were involved in a car accident, contact an experienced North Miami car accident lawyer at Florida Legal to discuss your case.